Whether you have major medical or self-funded benefit plans, we can customize a rate reduction strategy for you without compromising your current provider network.
The proper placement of voluntary benefits can not only drive down the cost of your major medical benefits, but they may also be used to significantly shave the premium cost of your employer-paid ancillary benefits as well.
Our dedicated staff work with employer groups to design comprehensive medical insurance packages for their employees. Most staff members are concerned with access to care (provider network), deductibles/copays for inpatient and outpatient services, prescriptions and preventative medicine.
We can customize any one of the following coverage models for your organization.
HMO Plans
PPO Plans
Self-Insured Plans
Ancillary benefits are used cover health and medical expenses that aren’t typically covered by traditional health insurance policies. Employers may choose employer-paid coverages in order to lighten the financial responsibility of their employees and encourage them to take advantage of these benefits. Through payroll deduction, employees pay the portion of the premiums that the employer does not cover.
View our Products
Voluntary benefits products are designed to complement group health insurance and provide financial protection against expenses associated with an accident or illness not covered by major medical insurance. Paid directly to the employee, they can be used for things other insurance may not cover like copays, out-of-pocket expenses, or lost wages. 100% of the premiums are paid by the employee through payroll deduction.
View our Products